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Deferred payments

A Deferred Payment Agreement is designed for people who own their own home, but either do not wish to or cannot sell it immediately and cannot meet the full cost of their care home fees from their other income or capital. A Deferred Payment Agreement can only apply to the property which was your former main or normal residence.

Effectively, the scheme offers you a loan from Worcestershire County Council using your home as security.

Download: Deferred Payment Agreement Policy

Property information pack

Looking to find out:

  • what the Property Disregard Period is
  • how the agreement works
  • advantages of using the Deferred Payment Agreement
  • if you're eligible
  • when you're acting on behalf of someone else
  • where to get independent advice

Download: Property information pack

Download: Property information pack appendix 1

Download: Property information pack appendix 2

Download: Property information pack appendix 3

Download: Property information pack appendix 4

Download: Property information pack appendix 5

Fact sheet

Download: Paying for residential care: Introducing deferred payment agreements


Care Contribution Assessment Team
Telephone: 01905 76576
Email: CCAAdmin@worcestershire.gov.uk