Want to opt out?

You can opt out of the LGPS at any time by providing your employer with an Opt Out Form

Your employer will refund you if you have been in the LGPS for less than 3 months.

If you have between 3 months and 2 years LGPS membership, your employer will tell us you want a refund.

You can alternatively transfer your benefits out.

By law we cannot pay a refund within one month of you opting out, and we must take account of any tax reliefs you have received.

If you have 2 years pensionable service and opt out, the benefits you've accumulated will be treated as a deferred pension and you will become a deferred member.

A deferred member can transfer their benefits out.

If you leave local government, or if you move to an employer who's not part of the LGPS, you can't keep paying into the LGPS.